Author: Arzu ALVAN

I am Arzu Alvan. My work sits at the intersection of growth, productivity, innovation, and sustainability, with a recent emphasis on the digital transformation of money and markets. My academic background includes doctoral research on sources of growth and growth accounting approaches for manufacturing. My writing is shaped by a long-standing interest in how monetary regimes evolve, how crises reveal hidden fragilities, and how technology reconfigures the boundaries of markets and policy. I aim to keep the analysis rigorous while making it readable for non-specialist audiences. Across my work, I focus on mechanisms: how incentives and institutions shape long-run development outcomes, and how technological change—such as blockchain, Web3, and central bank digital currencies—can alter the architecture of money, intermediation, and governance.